10 wealth-creating gifts to buy your partner, according to financial experts

Learning to manage money as an adult isn’t always easy, but it can get easier with the right tools. For those looking for ways to support their partner or spouse on their wealth building journey, there are plenty of gifts that can help.

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Below are some of the top buys recommended by experts help your significant other grow their wealth.

Financial education resources

One of the most impactful holiday gifts to help a partner build wealth is a subscription to a reputable financial education platform or enrollment in a financial literacy course.

“Knowledge is the foundation of wealth, and these tools empower people to make smarter investment and budgeting decisions,” said Shirley Mueller, senior vice president of mortgage lending at CrossCountry Mortgage. “In my experience, couples who prioritize shared financial education not only improve their individual capabilities, but also strengthen their financial goals as a team.”

Dennis Shirshikov, Head of Growth at Summer and professor of economics at the City University of New York, agreed. “Enroll your partner in a financial planning a course or workshop on investments can empower them to make informed decisions,” he said.

For example, Mueller said that giving a partner access to a platform like Morningstar for investment research or a course on immobility investments can open the doors to long-term financial growth. If your partner is interested immobilityshe said to consider tools such as a consultation with a immobility advisor or even property management software.

“Gifts like these go beyond material value, showing you’re invested in their long-term financial success,” she explained.

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Stocks or ETFs in a custom portfolio

According to Shirshikov, offering individual stocks or exchange-traded funds (ETFs) can be a thoughtful way to invest in your partner’s financial future.

“Selecting companies or sectors they are passionate about adds a personal touch,” he said.

Contributions to a retirement account

Contributing to a partner’s retirement account is a thoughtful gift that will keep on giving. “Adding funds to your partner’s IRA or 401(k) not only boosts their retirement savings, but also provides tax advantages,” explained Shirshikov.

He said the gesture underscores a long-term commitment to your shared future.

Investing in real estate crowdfunding

If a traditional real estate investment seems daunting, you might consider offering your partner. an investment in a real estate crowdfunding platform.

“They allow you to invest in property with less capital and without the hassle of property management,” Shirshikov said.

Precious metals or commodities

Shirshikov noted that giving away gold, silver or other commodities can be both a sentimental gesture and a financial one.

“Precious metals often serve as a hedge against inflation,” he said.

Startup Equity or Angel Investing

For the entrepreneurial partner, investing in a startup they believe in can be exciting and potentially profitable.

“This not only supports innovation, but also provides the thrill of being part of something new,” explained Shirshikov.

High yield savings account

Opening a high-yield savings account for your partner it’s a gift they’ll appreciate for years to come. This type of account offers liquidity while offering better interest rates than traditional accounts.

Shirshikov explained that it’s a practical gift that helps individuals build up funds for future goals, whether it’s a down payment on a house or a dream vacation.

Art and collectibles

You can also get more creative with your gifts by investing in art, vintage wines or collectibles. These items are not only things your partner enjoys, but also investments that can set them up for financial success.

These, according to Shirshikov, can diversify a portfolio and appreciate over time.

Investing in cryptocurrencies

“If your partner is tech-savvy or intrigued by emerging financial trends, an investment in cryptocurrencies could be a compelling gift,” Shirshikov said.

While these investments can be volatile, he explained that cryptocurrencies like Bitcoin have seen significant growth. That said, a cautious approach is advisable, but it can be a modern addition to a diversified portfolio.

Cash value life insurance

The gift of a cash value accumulating whole life insurance policy combines protection with an investment component. “It provides financial security and can be borrowed in the future,” Shirshikov said.

This strategic gift is often overlooked, but it can play a vital role in long-term financial planning.

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